How it works

Sworn is deliberately simple: one task, one amount, one deadline, one piece of proof.

1
Nothing is charged when you pledge
Your amount is placed as a hold (a pre-authorisation) on your card through Apple Pay. The money stays with your bank — Sworn never holds your funds.
2
Proof must be captured live, in the app
Photos and videos are taken inside Sworn. Camera roll uploads are not accepted, so old or borrowed evidence can't be submitted.
3
Every submission gets a reference code
You'll see a code like SW-4K7Q-92 the moment you submit. Keep it — it's how you can raise a dispute if you think our review got it wrong.
4
Reviewed by the end of your due date
Every proof is checked and decided by the end of the day you promised. Accepted proof releases your hold in full.
5
Miss it and the hold is collected
If the deadline passes with no accepted proof, the hold is captured as a Sworn service fee. Separately, Sworn donates 75% of its revenue to its featured monthly charity, currently Beyond Blue.

9:41

Proof

Live

Capture proof

Photos and video must be taken here, in the app. Camera roll uploads aren’t accepted.

Reference

SW-4K7Q-92

Reviewed by the end of your due date.

Think we got a review wrong?

Send us your reference code and we’ll look at it again by hand. If we made the mistake, we refund you in full.